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Welcome to Europe
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Strong DAK benefits for WTE candidates

Welcome to Europe candidates benefit from the excellent services of DAK-Gesundheit. We set ourselves apart from others – with offers and services that go beyond the legal standard.

We are the health insurance company you can rely on to provide reliable, friendly and efficient cover. From family insurance to dentures, you can benefit from the breadth and expertise of our excellent service. 
Together with our partner Welcome to Europe we offer tips and information for a good start in Germany.

Logo Cooperation DAK-Gesundheit and Welcome to Europe

Join online: Complete the online form in just five minutes to become a DAK member.

Digital and on the go: Manage your health insurance with using the DAK app, available in German or English.

Available in a range of languages: We are happy to assist you in several languages.

Great benefits and services at a fair price: Ideal for you and your family.

Find doctors: Use our Doctor Finder tool to find the right doctor who speaks your language.

Available 24/7: We’re there for you when you need us, whether it’s via our hotline, chat or face-to-face.

Hassle-free doctor visits: Payment is made via your electronic medical data card without any extra charge.

Service nationwide: Health insurance provider with around 5 Mio members and 500 service facilities.

Health insurance in Germany

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Discover DAK-Gesundheit

We are the top health insurer for your every need. We were established 250 years ago. With over five million members, we are Germany’s oldest and third-largest health insurance provider. We are at your side, providing reliable, friendly assistance, along with a range of additional services. Take a look for yourself.

Image: Woman checking benfits of DAK on her smart phone while commuting in train.

DAK contributions for employees

How much you have to contribute towards your health insurance depends on your income. The DAK contribution rate is 17.4%. You and your employer each pay half, so you only pay 8.7% of your salary. Only salaries up to 5,512.50 EUR per month are taken into account.​

More about your contributions

Useful information to help you get started in Germany

Any questions?

Feel free to contact WTE: support@wte-insurance.com